TFT Issue 3388!

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Bankers

General Information

We aim to give you the best possible information before each game. However, the moment the game starts, anything can happen, ranging from red cards to snow storms to pitch invasions. We can only prepare you for so much; it's up to you to learn how to develop yourself as to know when to jump ship if things aren't going as they should.

Pay attention to the odds provided for each tip. Be aware that the longer the odds are, the less chance there is of it coming in. Don't lean toward backing the bankers containing teams you've heard of or selections at longer odds because you trust the team more or if you see the pound signs flashing before your eyes. Sometimes bankers won't win, try to use the previews to steer you toward the right selection to make rather than taking the quick/lazy way.

Please understand that every single tip has the capacity to win, push, or lose. We aim to find good value bets (probability vs odds) as our focal area.

Banker

Sweden vs Estonia 

KO: (UK time)

This game is only a friendly, and both Lindelof and Ekdal have already withdrawn from the squad because of it. Ibrahimovic is a doubt too, and I daresay we’ll see substantial rotation here. However, a rotated Sweden squad is still an awful lot better than this seriously poor Estonian team. Therefore, I have to trust in the home win today.

Verdict: Sweden to win at 13/100.

Banker

Andorra vs Hungary 

KO: (UK time)

I had the pleasure(?) of watching Hungary take on San Marino last time out. They controlled the game, as you’d expect, but were very wasteful on the day, particularly in the air. The San Marino enhanced his growing reputation with some good saves but Hungary should have scored more than the three they did, especially as they managed to miss a penalty in the game. Andorra are a tougher nut to crack than San Marino so Hungary absolutely need to be more clinical here. I don’t doubt them being resilient enough, fit enough, and good enough to manage it but I’m more hesitant with any handicaps tonight. 

Verdict: Hungary to win at 7/50.

Banker

Bosnia-Herzegovina vs France

KO: (UK time)

France are a bit too inconsistent for my liking, not to mention cavalier, but this is a great time to face Bosnia-Herzegovina, who are awfully sluggish at the moment, not to mention suspect in defence. They’ve been needling star striker Dzeko way too much when you consider how ineffectual they are in the final third without him, and the fans seem persistently restless, frustrated at local players not being given a chance. It’s not a very settled nor effective Bosnia-Herzegovina side basically, so it’s not a game that France should find hard to win.

Verdict: France to win at 33/100.

Banker

England vs Poland 

KO: (UK time)

Full preview below.

Verdict: England to win at 7/25.

Banker

Germany vs North Macedonia

KO: (UK time)

I rather like North Macedonia but they’ve seriously worried me over the past year or so because they’ve lost mental battles way too easily. This is generally a very spirited, tenacious bunch, and they’ve got some remarkably adept attacking threats too. However, in tight spots, they lack leadership and togetherness, and that’s when they give goals away. The Macedonians seem somewhat optimistic about their chances tonight following their demolition of Liechtenstein last time out but I am not so optimistic. I may not be surprised if they find the net because Germany are far from amazing, but I still don’t think they’ve got a chance of avoiding defeat because Germany’s movement, speed, and clinical finishing is far beyond anything that they’ve faced for a couple of years now. Ergo, I anticipate a home win.

 

Verdict: Germany to win at 1/10. 

Banker

Liechtenstein vs Iceland 

KO: (UK time)

I watched Iceland’s defeat against Armenia last time out, and ouch – they were as bad as I’ve ever seen them. They didn’t alternate their approach once in ninety minutes, just praying that one of their hopeful long balls or crosses would find their mark, which seldom happened. I can’t fault their work-rate, but their defending was sluggish, and attacking ineffectual – against one of the worst defences in European football too. However, the good news is that they’re only facing Liechtenstein tonight, and as I wrote about in my preview of North Macedonia vs Liechtenstein, this is the worst Liechtenstein team that I have ever seen. Therefore, despite Iceland not being in a good place whatsoever mentally, I do trust them to win this fixture. 

Verdict: Iceland to win at 3/25.

Banker

Lithuania vs Italy

KO: (UK time)

I really don’t like Mancini’s Italy. I find it incredibly difficult to trust them to do even the most basic of things. I’m even apprehensive about backing them to beat a very below average Lithuania tonight. Lithuania have at least developed some form of togetherness and tactical intelligence over the past six months or so, even though they’re still horribly short of quality in most areas. Italy still look awfully pedestrian under overrated boss Mancini. The quality gap should lead to an away win tonight, but you’re a far braver person than I am if you back any handicaps for this horribly inconsistent team. 

Verdict: Italy to win at 1/10.

Banker

San Marino vs Albania 

KO: (UK time)

Albania have a few noteworthy absentees but none that prevent me from backing them to beat San Marino. After three games in nine days or so, San Marino are going to be knackered, and there’s only so many times their goalkeeper can bail them out. They gave three penalties away against Hungary last time out, and every single one was a stonewall penalty from tired/fatigued defending. Albania may not be the best at breaking teams down, but they should do enough to win this match by a couple of goals.

Verdict: Albania to win at 1/20.

Banker

Spain vs Kosovo

KO: (UK time)

A good win in Georgia should see Spain on their way tonight. It’s a great time to face Kosovo, who not only miss a lot of players, but are also missing some players that are in the squad from a mental perspective in the sense that they’re just not showing up. Muriqi’s move to SS Lazio has been surprisingly disastrous thus far, and without him at his confident best, Kosovo don’t score enough goals. With so many players out so few goals scored of late, it’s hard to be positive about Kosovo’s chances against possession-hungry Spain so it’s a home win for me.

Verdict: Spain to win at 11/100.

Banker

Ukraine vs Kazakhstan

KO: (UK time)

After a tactically brilliant display in France, and a tactically inept home draw against Finland, it’s a coin toss as to what to expect from Shevchenko tonight. I can only hope that he doesn’t field five defenders in this formation against inferior Kazakhstan, and if that is indeed the case, then they’ll unquestionably win the game. If they go too defensive then they risk embarrassing themselves but i can’t see that being the case here, not after the backlash from Ukrainian football fans after their last game. No, I expect an invigorated Ukrainian display tonight, and that should see them win the game comprehensively. 

Verdict: Ukraine to win at 4/25.

Featured game

Scotland vs Faroe Islands

KO: (UK time)

Is it just me that thinks that Scotland are priced too short here? The Faroes have come on leaps and bounds over the past couple of years, and seldom leave matches without scoring nowadays – and I don’t even remember the last time a team truly put them to the sword. They’re very awkward to deal with now, and they’re hardly up against a great Scotland team.

Aside from a couple of experienced goalkeepers, two excellent left-backs, and a good midfield, what else is there? I think that nationalising Che Adams was a good move as he’ll give them some intelligent movement, tenacity, and ability to do the unexpected up front. Their midfield is one that I really like because all of them are very effective at what they do. McTominay is an excellent box-to-box midfielder now, McGinn has put in some inspired displays this season with outstanding passing, and both Armstrong and Fraser possess good pace and good attitudes, not to mention the ability to beat their man. That’s it, though. Their defence looks below average, and their consistency in front of goal is also below average. Despite their work-rate, Scotland are not a team I trust to win many games.

If they do take the lead, then I tend to find that the Scots sit on it. They’re industrious enough to annoy teams that try to come from behind against them and they’re also quite poor at coming from behind themselves so defending is their main priority. Getting past their midfield is annoying but it’s less apparent for the smaller teams that get to enter this fixture as underdogs. The onus is on Scotland to break them down, and that makes their midfield easier to navigate. Therefore, I think that the Faroe Islands are in a good position to cause problems here.

I’m not bold enough to say that Faroe Islands will avoid defeat in Scotland in the battle of two strong-willed teams. However, Luxembourg won in Ireland the other day, which ironically seemed to make people cotton on to their progress over the past two years more than their heroic 0-0 draw in France did. Faroe Islands have made very similar strides, and should not be taken lightly anymore. Therefore, even if Scotland do win, I don’t see it being done convincingly.

Faroe Islands are only missing winger Bartalsstovu for this encounter; the rest of the ‘crew’ are there. Klaemint Olsen and Edmundsson as forwards, both Vatnhamars and captain Hansson as support acts (or even emerging talent Knudsen), Rolantsson and Brandur Olsen to keep things ticking along further back, whilst rocks like Faero and Nattestad (who has been especially good at both ends lately) sit in front of Nielsen or Gestsson, both of which have a lot of experience. That’s a seriously well-balanced squad, enough so for HB Torshavn wonderkid Justinussen to be left out of it – and I doubt that the Faroe Islands have had a better set piece taker than him since Suni Olsen!

Again, I’m not saying you should back Faroe Islands to record a positive result in Scotland tonight, although I recognise the potential for such. However, what I am saying is that there’s no way in hell the away team should lose this one by three goals or more, which is why it would take for this tip to lose. Faroe Islands score in most games nowadays, and seldom concede more than two unless they’re up against a seriously good team. They’re mentally tough, just as industrious as their hosts, and arguably even more experienced at international level. I think the bookies have priced Scotland too short here, to put it bluntly.

Therefore, I’m on the Faroe Islands with a +2 Asian Handicap.

Verdict: Faroe Islands to win with a +2 Asian Handicap at 97/100.

Additional games

Armenia vs Romania

KO: (UK time)

I seem to be in the minority here, but I’m ok with that. You may even get better odds on this selection than quoted because of it.

I watched Armenia host Iceland last time out, and I saw some of their win against Liechtenstein. Neither of their displays surprised me. What you’re always guaranteed with this team is energy. They love to play out from the back, attack with speed, take men on, and score goals. They give a shit, they have an amazing desire to win, and they never give up. I love that about them. They’re not especially good, per se, but they can be effective if an opponent doesn’t prepare to deal with them properly, which was certainly the case in the Iceland game. Every time an Armenian player (e.g. Barseghyan) took on an opponent, Iceland looked surprised and uncomfortable. If you can’t deal with that, you’re going to find life against Armenia very challenging indeed.

However, for those teams that know how to set themselves up tactically, Armenia are a walk in the park to beat. That’s because they have no approach to utilise in the final third other than their conventional speedy dribbling, and their defence is simply incapable of keeping good opponents out at this level. You can point to the experience of Voskanyan, Hambardzumyan, and Haroyan in defence if you want to, but to me it simply highlights the lack of options they’ve had in defence for a long time now. 

Even with Mkhitaryan still out for the home team, they remain a potent threat because of their ease on the ball, and the confidence they have in beating each man in front of them. They generally lack composure in front of goal though, and breaking teams down is usually rather problematic for them if they’re up against a team that knows how to hold a line and track runners. They’ve been lucky enough to face two teams recently that haven’t done that, but today they are facing a team that can do that – and that makes me fear for the home team.

Romania can be a bit dour to watch at times, and the situation in Romanian football in general is pretty bleak. This is quite a solid group they’ve put together though, as they showed in both of their recent fixtures, applying themselves well and giving a good account of themselves by full time as a consequence. They do lack a natural goal-scorer with Keseru’s better days behind him, and Puscas little more than a target man. I also think that they’re missing a modern day version of Radoi or Prodan i.e. someone to hold their back four together. Chiriches does his best but isn’t always fit, and certainly doesn’t have a worthy partner. 

As a collective though, Romania are rather good. Their inexperience at the back is a problem, especially in goal, but their midfield looks very mobile and dangerous at the moment. I mean, people still massively overrate Hagi because of his father but he has come on well, and is precisely what Romania need to make things happen. Maxim is in terrific form this season, Tanase is in terrific form this season too, and the quality of Man, Stanciu, and Bicfalvi is well known, enough so for even Coman’s withdrawal from the squad to not concern me. 

So, yes – I do still have some worries about Romania’s squad in general, but none that bother me about a trip to Armenia. I think this match will be a tremendous battle of wills, but Romana have better balance to their squad, better capacity to control games, and more talent, to put it bluntly. They should be able to score goals against a weak defence, especially from set pieces, and they should be organised enough to contain their hosts. Therefore, I rather fancy the away win here.

Verdict: Romania to win at 9/10.

Switzerland U21 vs Portugal U21

KO: (UK time)

So the bookies think that dark horses Portugal are only worth 4/5 to win this game, huh? That’s interesting. They’ve got a really good team in a good place right now, and back-to-back wins means that they can afford to play this game however they wish to.

Now, you have to remember that Portugal entered this tournament as a defensive/cautious team. That’s the style that senior team boss Santos uses, so that’s the way their U21s try to play, at least at big tournaments – and they’re very good at it. They managed to grind out wins against Croatia and England without conceding a goal, and I expect more of the same tonight too – and I say that in the knowledge that they don’t even need to win.

So why back them? Simple, really – Switzerland do need to win. They were brilliant in the qualifiers, and brilliant against England, but really let themselves down against Croatia last time out. They gave away a ridiculous opener thanks to two consecutive goalkeeping errors in the same movement, gave away a stupid penalty, and conceded another sloppy goal – and yet I thought they were the better team during that entire period.  – but it might end up costing them their place in the knockout stage because Croatia can beat a Boothroyd-led England. Therefore, Switzerland need to go for the jugular tonight.

During the qualifiers, although they scored some lovely goals, I always felt more comfortable when they were containing and counter attacking, which simply isn’t a possibility tonight. They’ve got to try and play on the front foot against a team that’s remarkably comfortable on the ball, and a team that is not easily rattled. It’s not a good team for Switzerland to have to beat, basically. They do have some wildcards in their ranks, Switzerland, but not enough to beat Portugal, in my opinion.

Portugal absolutely love being attacked. They’re good enough to hold teams at arm’s length whilst punishing them at the other end via smart play and clinical finishing. I’d be less convinced about this pick if Portugal had to win because breaking teams down isn’t something they do particularly well whilst trying to keep as many men back as possible. The setup here really suits them though, because they get to play in a manner that suits them – and that’s almost always going to end well for a team with as much quality as this.

Therefore, I see a lot of problems on the horizon for Switzerland. My gut instinct says that Croatia will come second behind Portugal because they at least get a draw from their game against England; Switzerland can only upset the apple cart if they get something here. It’ll be a tense, tight affair between two very committed teams, but it’s one that Portugal really should be able to win. 

Verdict: Portugal U21 to win at 4/5.

England vs Poland

KO: (UK time)

As always, I feel rather underwhelmed whilst watching England play, and I expect more of the same tonight. However, they do score more goals, and I still think that this is the best England I’ve seen for a long time because it’s effective, and there’s some life in the team under Southgate. It’s far from perfect; don’t get me wrong. I just have some very scarred memories of what England looked like before that, and this England is a marked improvement.

What I like about Southgate’s team is that there are less cowards than England usually have. In the past, we’ve had way too many that want to play safe sideways passes instead of being bold and trying to make things happen. I thought that was evident in the second-half of the match against San Marino after Trippier came on at right-back, and played as cautiously as if he were lining up against peak career Giggs or somebody! Other than him and Dier though, this squad is full of doers – and I like that. I don’t like that Rashford, Sancho, and Grealish’s creative input has been replaced by Lingard and Mount though. I do like Lingard and Mount, for clarity, but Lingard simply isn’t good enough, and Mount is fighting the Alamo. And yes, I am omitting Bellingham because he doesn’t look ready for this level.

Still, with Kane and Calvert-Lewin as strikers, and an outstanding creator in Foden supporting them, a great dribbler in Sterling, not to mention brilliant support from left-backs Shaw and Chilwell, and James at right-back, England do create chances. They tend to force more mistakes than they used to, and they tend to be more clinical with them. Subsequently, I trust England at home more than I used to.

On paper, Poland should give England a good game. In reality, I just don’t see it happening. For about two years now, Poland have threatened to be a good team but have never actually delivered. Individually, it’s one of the most talented Polish groups I’ve ever seen but collectively, they’re simply not effective. They don’t do anything to hurt opponents on a consistent basis, for example, and are far too cautious on the ball. This team should do a lot more than they traditionally do, basically.

In arguably their hardest group stage game, Poland find themselves without their world-class striker Lewandowski. The absence of Linetty and Kapustka, two others that can make things happen, is also not ideal. It’s left Poland with a rather young or inexperienced midfield, and they’re supporting strikers that are good, but seldom consistent. Zielinski and Krychowiak are obviously brilliant (although the latter tested positive for Covid-19 yesterday so presumably won’t play), and Grosicki has his moments too. There’s not enough in the Polish squad for me to worry about this pick, though – they just don’t function well as a unit.

Their defensive setup is rather good with experienced Glik alongside impressive Bednarek, and a very safe pair of gloves between the sticks, whether it’s Fabianski or Sczcesny. I think it’ll be quite annoying to break them down for that reason, plus countering is all but out of the question against an overly cautious team. England are clinical enough to make it happen though, and Poland are lacking too many things for me to take this underrated team seriously.

Therefore, I’m on the -1.5 Asian Handicap here.

Verdict: England to beat the -1.5 Asian Handicap at 101/100.

Team news

Note

All of the information in this section is listed to the best of our knowledge, and we use local sources for as many areas as we can.

World Cup Qualifiers – Europe:

Italy – Florenzi, Verratti, Chiellini, Caputo, and Berardi are absent.

Remaining thoughts

Note

The "remaining thoughts" section is there to be a rough guide in case you want to get involved in games we haven't tipped. It is not there to tell anybody to back specific scorelines, or to guarantee that "2-2" games will go over 2.5 goals, for example. Ian lists what he believes to be the most likely outcome, and this is based on his assessment as to which way each game will develop. However, a "remaining thoughts" game listed with a 2-2 scoreline may have only just edged out a 0-0 scoreline in terms of probability because each game can develop in different ways.

World Cup Qualifiers – Europe:

Armenia vs Romania (5) 0-1
Greece vs Georgia (5) 1-1
Spain vs Kosovo (7) 2-0
Lithuania vs Italy (7) 0-1
Northern Ireland vs Bulgaria (5) 2-1
Bosnia-Herzegovina vs France (7) 1-2
Ukraine vs Kazakhstan (8) 2-0
Austria vs Denmark (5) 1-1
Moldova vs Israel (5) 1-1
Scotland vs Faroe Islands (4) 1-1
Andorra vs Hungary (7) 0-2
England vs Poland (7) 2-0
San Marino vs Albania (7) 0-2
Germany vs North Macedonia (7) over 2.5 goals
Liechtenstein vs Iceland (7) 0-2

International Friendlies:

Sweden vs Estonia (7) 2-0
Switzerland vs Finland (6) 0-0

European U21 Championship Finals:

Denmark vs Russia (5) over 2.5 goals
Iceland vs France (6) 1-2
Switzerland vs Portugal (6) 0-1
Croatia vs England (5) 0-0

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